The History

Honoring the Underwriters' Salvage Corps of Cincinnati

The History of 914 Elm Street

914 Elm Street is a building immersed in the strength, character, and sacrifice of generations past. Established as the headquarters of the Underwriters' Salvage Corps of Cincinnati in 1925, the Firehouse on Elm has been home to hundreds of people who embodied a life of service for their fellow men and women.

As the first city in the United States with a paid fire department, Cincinnati has a storied history when it comes to conservation. Central to this history is the Underwriters' Salvage Corps. This group of men were dedicated to conserve and protect the lives and cherished possessions of their community. By working hand in hand with the local fire department, the men of the Salvage Corps would regularly risk their lives to ensure that whatever could be saved, would be saved.

While the responsibilities of the Underwriters' Salvage Corps were eventually absorbed by the Cincinnati Fire Department in 1959, the decades of service provided by these men played an essential role in shaping Cincinnati into what it is today. This is the legacy of 914 Elm Street.

What Was the Underwriters' Salvage Corps?

The background and recognition of the Cincinnati fire department is well documented, but not much is known about the Underwriters' Salvage Corps.  The Underwriters' Salvage Corps was tasked with the responsibility to save and protect a structure's contents in the event of a fire.

While the operations of the Underwriters' Salvage Corps may be perceived as solely beneficial to the fire-based insurance companies, the value of this organization quickly impacted the community around them. Their role was not only salvage and protection, but sectioning off scenes to protect bystanders, removing intruders, and assisting with firefighting efforts.

The responsibilities of the Corps quickly extended beyond protection from financial loss: generational pass-downs were preserved, damage to personal homes and property was mitigated, and lives were saved.With thousands of members during its’ tenure, the Underwriters' Salvage Corp embraced a culture of service towards their community. Their actions, though long-forgotten, left an immeasurable mark on the legacy of Cincinnati.

Significant Events of the Underwriters' Salvage Corps

1832-1854

Cincinnati Fire Guards Established

250 member group organized to prevent looting at fires and assist in salvage

1882

Practice of using tarpaulins to cover property is initiated

Insurance companies decided to protect property against both fire and water damage

1886

Formation of the Underwriters' Salvage Corps

8 men work with 2 horse drawn wagons that carried 24 tarpaulins

1897

First Building

built at 110 E 8th Street

1905

Purchase of a motorized unit "Marguerite" (Winton Hanauer 50hp apparatus)

1st motorized fire apparatus in Cincinnati or any other large US city

1925

New consolidated USC headquarters

opens at 914 Elm Street on February 5, 1925

1958

Underwriters’ Salvage Corp is one of only 6

remaining independent salvage corps in the country

1959

Salvage Corps disbanded

as Cincinnati Fire Department absorbs all salvage work

1963

The city purchased 914 Elm Street

and used it for public works projects

2004

Cincinnati Hills Christian Academy (CHCA) purchased the building

from the city of Cincinnati and utilized it for various activities across their different campuses

2019

Myers family purchased 914 Elm Street for personal residence

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